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Wage Garnishment

 

Debtors in Halifax who do not pay their bills could potentially have their wages garnished by their creditors. To do so, your creditors will need to obtain a garnishment order form from the court. It is the court who decides how much will be garnished from your wages.

Exceptions include a Credit Union that you are given an assignment of wages, or Canada Customs and Revenue Agency.

Three ways to stop your wages from being garnished include repaying the debt, filing a consumer proposal, or in the worst case scenario, filing for bankruptcy.

Some debtors will attempt to convince their creditors that they will pay, but very rarely have success. Creditors do not garnish wages from people who have proven their ability to pay; they garnish wages of those who have a history of poor money management.

If you are having your wages garnished, or believe your creditors intend on garnishing your wages in the near future, please contact us today. Our licensed bankruptcy trustees will work with you to identify available options.

    
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